http://www.azmortgageguru.com/mortgage-mechanics-part-1-of-10-acronyms-that-affect-life/ Home Mortgage Expert in Phoenix, Arizona Fri, 05 Dec 2008 08:25:38 +0000 http://wordpress.org/?v=2.6.1 http://www.azmortgageguru.com/mortgage-mechanics-part-1-of-10-acronyms-that-affect-life/#comment-1504 agentgenius.com- national real estate opinion column » Blog Archive » Fed Needs to Learn to KISS Tue, 05 Feb 2008 18:44:34 +0000 http://www.azmortgageguru.com/?p=444#comment-1504 [...] the greater part of the 20th century, the first question was answered by a simple debt to income ratio (DTI). What does the borrower make and given his other debt obligations can he afford to make [...] [...] the greater part of the 20th century, the first question was answered by a simple debt to income ratio (DTI). What does the borrower make and given his other debt obligations can he afford to make [...]

]]> http://www.azmortgageguru.com/mortgage-mechanics-part-1-of-10-acronyms-that-affect-life/#comment-1373 Ask the Lender: Should I Get Pre-Qualified, Pre-Approved, or Neither? | The Phoenix Real Estate Guy Wed, 16 Jan 2008 13:45:27 +0000 http://www.azmortgageguru.com/?p=444#comment-1373 [...] This is usually a simple calculation and the amount you qualify for is essentially based on your debt to income ratio (DTI). The lender may or may not pull your credit at this stage. Even if credit is pulled, there is [...] [...] This is usually a simple calculation and the amount you qualify for is essentially based on your debt to income ratio (DTI). The lender may or may not pull your credit at this stage. Even if credit is pulled, there is [...]

]]> http://www.azmortgageguru.com/mortgage-mechanics-part-1-of-10-acronyms-that-affect-life/#comment-1374 Ask the Lender: Should I Get Pre-Qualified, Pre-Approved, or Neither? | The Phoenix Real Estate Guy Wed, 16 Jan 2008 13:45:27 +0000 http://www.azmortgageguru.com/?p=444#comment-1374 [...] This is usually a simple calculation and the amount you qualify for is essentially based on your debt to income ratio (DTI). The lender may or may not pull your credit at this stage. Even if credit is pulled, there is [...] [...] This is usually a simple calculation and the amount you qualify for is essentially based on your debt to income ratio (DTI). The lender may or may not pull your credit at this stage. Even if credit is pulled, there is [...]

]]> http://www.azmortgageguru.com/mortgage-mechanics-part-1-of-10-acronyms-that-affect-life/#comment-1079 Arizona Mortgage Guru » House Passes Key Mortgage “Reform” or, the “No Loan For You” Bill Fri, 16 Nov 2007 17:32:18 +0000 http://www.azmortgageguru.com/?p=444#comment-1079 [...] ability to re-pay: Has Congress ever heard of the debt to income ratio (DTI)? This is one of the fundamental metrics used to qualify a borrower. The reason why the DTI is so [...] [...] ability to re-pay: Has Congress ever heard of the debt to income ratio (DTI)? This is one of the fundamental metrics used to qualify a borrower. The reason why the DTI is so [...]

]]> http://www.azmortgageguru.com/mortgage-mechanics-part-1-of-10-acronyms-that-affect-life/#comment-619 Arizona Mortgage Guru » Blog Archive » Monthly Mortgage Payment as Percentage of Income Fri, 14 Sep 2007 00:05:47 +0000 http://www.azmortgageguru.com/?p=444#comment-619 [...] mortgage payment be in relation to your income? We lenders call this the front ratio. Its a type of debt to income ratio. Traditionally 30% has been the acceptable number. This means that if your monthly mortgage payment [...] [...] mortgage payment be in relation to your income? We lenders call this the front ratio. Its a type of debt to income ratio. Traditionally 30% has been the acceptable number. This means that if your monthly mortgage payment [...]

]]> http://www.azmortgageguru.com/mortgage-mechanics-part-1-of-10-acronyms-that-affect-life/#comment-480 Arizona Mortgage Guru » Blog Archive » Discount Points Ain’t Worth It Fri, 10 Aug 2007 19:43:15 +0000 http://www.azmortgageguru.com/?p=444#comment-480 [...] Bonus link: Mortgage Mechanics Part 1 of 10 [...] [...] Bonus link: Mortgage Mechanics Part 1 of 10 [...]

]]> http://www.azmortgageguru.com/mortgage-mechanics-part-1-of-10-acronyms-that-affect-life/#comment-302 Arizona Mortgage Guru » The Debt Dilemma and You Tue, 17 Jul 2007 12:34:58 +0000 http://www.azmortgageguru.com/?p=444#comment-302 [...] the numbers, behind the loan, behind the ratios and the loan conditions there is always a live, breathing human being. That is why sometimes when I [...] [...] the numbers, behind the loan, behind the ratios and the loan conditions there is always a live, breathing human being. That is why sometimes when I [...]

]]>