Looking at the future and what one should do to get ready for retirement is not an exact science. However a relatively safe bet is either a Traditional IRA or a Roth IRA. Learn some of the basic differences between these two programs to determine which one is right for you.

Details of President Obama’s plan to help struggling homeowners was announced today. This plan was announced a few weeks ago as the Making Home Affordable initiative. From the details which were announced today this plan helps two types of homeowners  and applies only to primary homes. This means you can not expect any help on [...]

A common question people ask me when I’m working on a loan is the date of their first payment. The way mortgage payments work, you make your payment at the end of the month. This is different than rent, where you pay at the beginning of the month.  Meaning, you pre-pay for the month to [...]