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	<title>Arizona Mortgage Guru &#187; Gilbert</title>
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	<link>http://www.azmortgageguru.com</link>
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		<title>Christmas Eve Service in Gilbert, Arizona</title>
		<link>http://www.azmortgageguru.com/christmas-eve-service-in-gilbert-arizona/</link>
		<comments>http://www.azmortgageguru.com/christmas-eve-service-in-gilbert-arizona/#comments</comments>
		<pubDate>Sun, 21 Dec 2008 05:30:21 +0000</pubDate>
		<dc:creator>Az Mortgage Guru</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Gilbert]]></category>
		<category><![CDATA[christmas eve]]></category>
		<category><![CDATA[service]]></category>

		<guid isPermaLink="false">http://www.azmortgageguru.com/?p=1099</guid>
		<description><![CDATA[In case you&#8217;re looking for a Christmas eve service in the Gilbert area this year, Two Rivers Church is having candle light service at the new location. Two Rivers is a great church and I can say that because it&#8217;s our church . Two Rivers is meets at 645 N Gilbert Rd (corner of Gilbert [...]


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			<content:encoded><![CDATA[<p>In case you&#8217;re looking for a <a title="Christmas Eve Service in Gilbert, Arizona" href="http://www.2riverschurch.org">Christmas eve service</a> in the Gilbert area this year, <a title="Church in Gilbert, Arizona" href="http://www.2riverschurch.org">Two Rivers Church</a> is having candle light service at the new location. Two Rivers is a great church and I can say that because it&#8217;s our church <img src='http://www.azmortgageguru.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> .</p>
<p style="text-align: center;"><img class="size-full wp-image-1100 aligncenter" title="Christmas Eve Service in Gilbert, Arizona" src="http://www.azmortgageguru.com/wp-content/uploads/2008/12/christmas-eve08.jpg" alt="Christmas Eve Service in Gilbert, Arizona" /></p>
<p style="text-align: left;">Two Rivers is meets at <a title="Two Rivers Church Location in Gilbert, Az" href="http://www.2riverschurch.org/location.html">645 N Gilbert Rd (corner of Gilbert and Guadalupe Rd)</a>.  The church office number is (480) 892-2435 just so you have it.</p>
<p>If you decide to come, don&#8217;t forget to say hi, we&#8217;ll be in attendance.</p>


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		<title>Four Years of Appreciation Wiped Out!</title>
		<link>http://www.azmortgageguru.com/four-years-of-appreciation-wiped-out/</link>
		<comments>http://www.azmortgageguru.com/four-years-of-appreciation-wiped-out/#comments</comments>
		<pubDate>Wed, 30 Jul 2008 14:11:41 +0000</pubDate>
		<dc:creator>Shailesh Ghimire</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Gilbert]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[appreciation]]></category>
		<category><![CDATA[bottom]]></category>
		<category><![CDATA[Phoenix]]></category>

		<guid isPermaLink="false">http://www.azmortgageguru.com/?p=945</guid>
		<description><![CDATA[Bottom is nowhere in sight. So says this expert: Read WSJ story related to this video. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.


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			<content:encoded><![CDATA[<p>Bottom is nowhere in sight. So says this expert:</p>
<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="486" height="412" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="name" value="flashObj" /><param name="bgcolor" value="#FFFFFF" /><param name="flashvars" value="videoId=1699141649&amp;playerId=452319854&amp;viewerSecureGatewayURL=https://console.brightcove.com/services/amfgateway&amp;servicesURL=http://services.brightcove.com/services&amp;cdnURL=http://admin.brightcove.com&amp;domain=embed&amp;autoStart=false&amp;" /><param name="src" value="http://services.brightcove.com/services/viewer/federated_f8/452319854" /><embed type="application/x-shockwave-flash" width="486" height="412" src="http://services.brightcove.com/services/viewer/federated_f8/452319854" flashvars="videoId=1699141649&amp;playerId=452319854&amp;viewerSecureGatewayURL=https://console.brightcove.com/services/amfgateway&amp;servicesURL=http://services.brightcove.com/services&amp;cdnURL=http://admin.brightcove.com&amp;domain=embed&amp;autoStart=false&amp;" bgcolor="#FFFFFF" name="flashObj"></embed></object></p>
<p><a href="http://online.wsj.com/article/SB121733609900093091.html?mod=googlenews_wsj">Read WSJ story related to this video.</a></p>


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		<title>Ghimire Families First Acting Debut</title>
		<link>http://www.azmortgageguru.com/ghimire-families-first-acting-debut/</link>
		<comments>http://www.azmortgageguru.com/ghimire-families-first-acting-debut/#comments</comments>
		<pubDate>Wed, 11 Jun 2008 22:24:28 +0000</pubDate>
		<dc:creator>Shailesh Ghimire</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Gilbert]]></category>
		<category><![CDATA[Phoenix]]></category>
		<category><![CDATA[commerical]]></category>
		<category><![CDATA[home inspectoion]]></category>

		<guid isPermaLink="false">http://www.azmortgageguru.com/?p=919</guid>
		<description><![CDATA[If you&#8217;re like me and don&#8217;t have time for cable T.V. then you probably won&#8217;t be able to see these commercials. This is the Ghimire families first performance debut in a commercial. I think my bride and daughter look stunning. Not sure about the guy in the blue shirt next to them though! If you&#8217;re [...]


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			<content:encoded><![CDATA[<p>If you&#8217;re like me and don&#8217;t have time for cable T.V. then you probably won&#8217;t be able to see these commercials. This is the Ghimire families first performance debut in a commercial. I think my bride and daughter look stunning. Not sure about the guy in the blue shirt next to them though!<br />
<br />
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<br />
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<p>If you&#8217;re wondering about <a href="http://www.home-werx.com">Homewerx</a> &#8211; its owned by <a href="http://www.homeinspectionblog.com">Scott Hubbard</a> and <a href="http://www.blogarizona.com/">Shannon Hubbard</a>. They&#8217;re both very prolific bloggers! Also, we would be interested in any future opportunities, so if you&#8217;re making a commercial and need some good actors, well you know who to call! <img src='http://www.azmortgageguru.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>


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		<title>It&#8217;s Getting Cold in Gilbert, Arizona</title>
		<link>http://www.azmortgageguru.com/its-getting-cold-in-gilbert-arizona/</link>
		<comments>http://www.azmortgageguru.com/its-getting-cold-in-gilbert-arizona/#comments</comments>
		<pubDate>Tue, 27 Nov 2007 00:38:04 +0000</pubDate>
		<dc:creator>Shailesh Ghimire</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Gilbert]]></category>
		<category><![CDATA[Humor and Fun]]></category>

		<guid isPermaLink="false">http://www.azmortgageguru.com/its-getting-cold-in-gilbert-arizona/</guid>
		<description><![CDATA[It&#8217;s been chilly the past few nights here in Gilbert, Arizona. I know most of the country does not consider our temperatures &#8220;cold&#8221;, but if my 18 month old feels cold at night, it&#8217;s a matter of concern for me! Here is a snapshot of what we have in store for the last week of [...]


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			<content:encoded><![CDATA[<p>It&#8217;s been chilly the past few nights here in <a href="http://www.aimeeloans.com/gilbert" title="Gilbert, Arizona">Gilbert, Arizona</a>. I know most of the country does not consider our temperatures &#8220;cold&#8221;, but if my 18 month old feels cold at night, it&#8217;s a matter of concern for me!</p>
<p>Here is a snapshot of what we have in store for the last week of November:</p>
<p style="text-align: center"><img src="http://www.azmortgageguru.com/wp-content/uploads/2007/11/gilbert-az-11-26-07-weather.png" alt="gilbert-nov-weather" /></p>
<p>Just for comparison, here is what it&#8217;s going to be like in Madison, WI (where I moved from three years ago):</p>
<p style="text-align: center"><img src="http://www.azmortgageguru.com/wp-content/uploads/2007/11/madison-wi-11-26-07-weather.png" alt="madison-nov-weather" /></p>
<p><strong>I still have a lot of friends up there in Madison. </strong></p>
<p>Guys, if you&#8217;re reading this there are over <a href="http://www.daltonsazhomes.com/blog/11202007/phoenix-real-estate-inventory-update-november-20/" title="Phoenix Inventory">55,000 homes</a> for sale in the <a href="http://www.arizonarealestatenotebook.com/2007/11/19/arizona-real-estate-market-at-a-glance-updated-with-october-2007-data/" title="Phoenix Real Estate">Phoenix market</a>. So, come on over.</p>


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		<title>111 Degrees and NO Power! Yikes.</title>
		<link>http://www.azmortgageguru.com/111-degrees-and-no-power-yikes/</link>
		<comments>http://www.azmortgageguru.com/111-degrees-and-no-power-yikes/#comments</comments>
		<pubDate>Sat, 30 Jun 2007 00:34:49 +0000</pubDate>
		<dc:creator>Shailesh Ghimire</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Gilbert]]></category>
		<category><![CDATA[Phoenix]]></category>

		<guid isPermaLink="false">http://www.azmortgageguru.com/?p=491</guid>
		<description><![CDATA[As I was driving up to the office this morning from an early morning appointment I noticed that several intersection lights were not working. This was along Val Vista Road in Gilbert going north.  Most of these are very busy intersections. It was a bit scary at times as drivers were getting frustrated trying to make left turns. Now I see this [...]


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			<content:encoded><![CDATA[<p>As I was driving up to the office this morning from an early morning appointment I noticed that several intersection lights were not working. This was along Val Vista Road in Gilbert going north.  Most of these are very busy intersections. It was a bit scary at times as drivers were getting frustrated trying to make left turns. Now I see <a href="http://ktar.com/?nid=6&amp;sid=527778">this local story</a>: </p>
<blockquote><p>Today&#8217;s high temperature is expected to reach 111 degrees.</p>
<p>SRP spokeswoman Patty Garcia-Likens said the outage lasted 20 to 30 minutes, and affected about ten percent of the company&#8217;s 920,000 electric customers &#8211; in Tempe, Gilbert and parts of Phoenix.</p></blockquote>
<p>Last summer we lost power for about 20 hours in my subdivision. We were new parents at the time with a 4 week old at home. It really freaked me out. It was a bit worrisome as the heat started to encapsulate us. We ended up going to a friends house to spend the night. SRP says it won&#8217;t happen again! Why even make that kind of commitment?</p>


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		<title>Don&#8217;t push it</title>
		<link>http://www.azmortgageguru.com/dont-push-it/</link>
		<comments>http://www.azmortgageguru.com/dont-push-it/#comments</comments>
		<pubDate>Tue, 15 May 2007 23:58:16 +0000</pubDate>
		<dc:creator>Shailesh Ghimire</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Broker]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Gilbert]]></category>

		<guid isPermaLink="false">http://www.azmortgageguru.com/?p=434</guid>
		<description><![CDATA[I just saw this article on MSN Real Estate about lenders pushing value on appraisers. This is serious and a major problem in the Valley.  The whole cash back fraud transactions which the Arizona Republic wrote about earlier this year was based on lenders and appraisers pushing the value.  Here is my post on this topic [...]


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			<content:encoded><![CDATA[<p>I just saw <a href="I just saw this article on MSN Real Estate about lendes pushing value on appraisers. This is serious and a major problem in the Valley.  The whole cash back fraud transactions which the Arizona Republic wrote about earlier this year was based on lenders and appraisers pushing the value. ">this article </a>on <a href="http://realestate.msn.com/default.aspx">MSN Real Estate </a>about lenders pushing value on appraisers. This is serious and a major problem in the Valley.  The whole cash back fraud transactions which the <a href="http://www.azcentral.com/specials/special04/articles/0119mortgagefraud0121-draftON.html">Arizona Republic wrote </a>about earlier this year was based on lenders and appraisers pushing the value.  <a href="http://www.azmortgageguru.com/?p=288">Here</a> is my post on this topic from earlier this year.</p>
<p>Just a reminder! <img src='http://www.azmortgageguru.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p>By the way MSN Real Estate also has a pretty good article on how to <a href="http://realestate.msn.com/selling/Article2.aspx?cp-documentid=4855652">select a good Realtor</a>.</p>


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		<title>A Church in Gilbert Arizona: Two Rivers</title>
		<link>http://www.azmortgageguru.com/a-church-in-gilbert-arizona-two-rivers/</link>
		<comments>http://www.azmortgageguru.com/a-church-in-gilbert-arizona-two-rivers/#comments</comments>
		<pubDate>Wed, 25 Apr 2007 04:39:07 +0000</pubDate>
		<dc:creator>Shailesh Ghimire</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Gilbert]]></category>

		<guid isPermaLink="false">http://www.azmortgageguru.com/?p=411</guid>
		<description><![CDATA[There are many churches in the Gilbert (Arizona) area. In fact a quick open ended search on USAChurch.com gave 23 listings. This listing didn&#8217;t even include the LDS churches. I would image there are plenty of other churches that are not listed in the directory system for one reason or another.  If I were to [...]


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			<content:encoded><![CDATA[<p>There are many churches in the <a href="http://www.ci.gilbert.az.us/">Gilbert (Arizona)</a> area. In fact a quick open ended search on <a href="http://www.usachurch.com/">USAChurch.com</a> gave 23 listings. This listing didn&#8217;t even include the LDS churches. I would image there are plenty of other churches that are not listed in the directory system for one reason or another.  If I were to make a rough estimate I would say there has to be at least 100 churches in this area (<a href="http://en.wikipedia.org/wiki/Gilbert,_Arizona">43 square miles</a>).</p>
<p><strong><a href="http://www.azmortgageguru.com/wp-content/uploads/2007/04/2rc-logo.gif" title="Gilbert, Arizona Two Rivers Church"></a>If you are new to Gilbert (Arizona)</strong> or have been thinking about attending a place of worship, where do you start? The local magazines always carry a listing but no one gives a review of a church like they would a restaurant or a movie. <strong>It is with this in mind that I present a review</strong> of <a href="http://www.2riverschurch.org/">Two Rivers Church</a>, a thriving non-denominational church located at the heart of Gilbert (Ray &amp; Lindsay Rd).</p>
<p><img align="left" width="200" src="http://activerain.com/image_store/uploads/1/0/1/9/6/ar117743820669101.jpg" alt="Two Rivers Church, Gilbert, Arizona" height="77" title="Two Rivers Church, Gilbert, Arizona" />Two Rivers Church is a new church in the area which opened its doors in September of 2004. It is a church plant from a larger church in <a href="http://www.lakecitychurch.org/">Madison, Wisconsin</a>. <strong>It meets in the cafeteria of South Valley Junior High every Sundays at 10am.</strong> You can read the churches core values <a href="http://www.2riverschurch.org/core.htm">here</a> and more about the church <a href="http://www.2riverschurch.org/whoRwe.htm">here</a>.</p>
<p><img align="right" width="250" src="http://activerain.com/image_store/uploads/5/1/2/3/3/ar117743812533215.jpg" alt="Two Rivers Church, Gilbert, Arizona" height="188" title="Two Rivers Church, Gilbert, Arizona" />Let&#8217;s set aside the formalities here and discuss what makes Two Rivers Church different from the rest of the pack. First of all, this church is all about people, &#8220;where friends become family&#8221;. <strong>It is full of individuals and families whose lives have been changed dramatically</strong> by the power of the Holy Spirit. In fact there are so many great stories that the church will soon be publishing a book documenting the move of God. With so many powerful testimonies, the church is literally overflowing with love and concern for one another.</p>
<p><a href="http://www.2riverschurch.org/staff.htm">Tom Alexander</a>, the Senior Pastor at Two Rivers, is passionate about helping people and demonstrating Christ like love. His Sunday message usually takes a teaching flavor rather than a preaching one. There is a distinction and different people have different preferences, but <strong>for those seeking to grow in faith this approach can be very instrumental in that effort.</strong> Pastor Tom usually teaches verse by verse from a particular book in the Bible. The current messages are from the Gospel of John.  The idea behind this style is to present the Word of God as it is with minimal human &#8220;interpretation&#8221;. </p>
<p>Despite its small size this Gilbert church offers a<strong> wide range of opportunities of involvement</strong> for its members. There is a youth group for teenagers that meets every Wednesday evenings, a woman&#8217;s group on Thursdays&#8217;, a prayer and praise group every other Friday and so on and so forth. This <a href="http://www.2riverschurch.org/ministries.htm">link has the complete list</a>. These opportunities give every member the chance to experience the power of God personally and in a meaningful way during their day to day lives. Pastor Tom often makes the point that the main goal of Two Rivers is to &#8220;present every man/woman complete in Christ&#8221; (Colossians 1:28) and that is exactly what the activities provide.</p>
<p><strong>Let me caution you though.</strong> Two Rivers is not a perfect church. Like any other human institution it has flaws and short comings. It can not possibility meet all the expectations and requirements of very potential member. However, in my experience the church has never shied away from being honest about its shortcomings. The Pastor is very approachable and accessible so he will try to address your concerns as best as possible.</p>
<p>For those who like to experience the power of God move in their lives and grow spiritually, Two Rivers Church in Gilbert, Arizona is a must visit. Its website says &#8220;come as you are&#8221; so, <strong>I would highly recommend</strong> you go as you are and see what God ends up doing with you. If for some reason you feel this is not the church for you, the Two Rivers Church <a href="http://www.2riverschurch.org/churches-in-gilbert-az.htm">website</a> even offers a guide on how you can do an effective search. <strong>Now that shows you how much they care about you!</strong></p>
<p><strong>Review summary: 5 out of 5 stars</strong></p>


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