Believe it or not credit reports do contain errors. I don’t think any error on your credit report should be considered minor. Because errors in your report can significantly alter your credit score and end up costing you thousands of dollars in the form of higher interest rates, inability to refinance a loan etc. Additionally, [...]

Your credit profile and ability to obtain future financing is the last thing on your mind if you’re planning on living abroad for a few years. Many Americans simply pack their bags and go off on their adventure without much thought to how this may impact their credit profile. However, once its time to move [...]

A reader reacts to my post titled “Why Lenders Care About Credit Scores” and sends this excellent question: How much more of a positive effect does putting a greater percentage down on the home purchase vs. a low credit score. For example, if I have a credit score of 620, but put down 20% down, [...]