The North Gilbert Breeze recently had a very good article written by Keith R. Nelson, an associate at Rowley Chapman Barney & Buntrock, Ltd. The article appeared under the “Law Talk” section and discussed how not having Medpay in your automobile insurance can adversely affect your credit rating should you be involved in an automobile [...]

There are some major changes going into effect very soon regarding credit score requirements on FHA and VA loans. It used to be that on these loans you were able to qualify even if your credit score was below 620 – well it is becoming  apparent that more and more lenders are moving away from [...]

Major changes go into affect on the FHA loan program on Monday July 14, 2008. These changes are very significant and will impact the affordability of these loans for many borrowers, especially those will less than stellar credit who can’t put 5% down. Basically, almost everybody in todays market. Essentially, the Upfront Mortgage Insurance Premium (UFMIP)and [...]