Recently, I have had the opportunity to become familiar with Casas del Oso, a custom luxury home builder in Scottsdale, Arizona. They build the most beautiful homes based upon the romantic architecture of Spain, Italy & Mexico. Most of their homes are located predominantly in golf communities in the greater Phoenix area.
I had the chance [...]

In an era of the credit crunch a common belief among borrowers is that they can no longer get zero down payment loans. While the free wheeling days of yesterday is certainly past us, there is still one loan program available that has a zero down feature. This zero down mortgage is available with a [...]

Another year is in the books and it’s that time again. You know… that time when you start making resolutions for the New Year. Yep, it’s that time again. If you’re like me and continually don’t live up to resolutions this is not a good time. However, hopefully this time it will be a lot [...]

Marketwatch had an interesting story on how divorce rates have fallen during this economic recession. The article appeared this weekend and quotes a Phoenix area family law attorney Bonnie Booden:

Hitched to the economy
Divorce rates drop as couples realize it’s cheaper to stay together
By Marty Orgel
SAN FRANCISCO (MarketWatch) — The recession and economic turmoil is creating [...]

In case you’re looking for a Christmas eve service in the Gilbert area this year, Two Rivers Church is having candle light service at the new location. Two Rivers is a great church and I can say that because it’s our church .

Two Rivers is meets at 645 N Gilbert Rd (corner of Gilbert [...]

It’s been a cold and overcast day here in Gilbert, Az but this is as bad as it gets here. However, that can not be said of the places where we have still have some family and friends:
No surprises here – a high of 4F in Madison today and 40F with rain forecast for Wednesday [...]

Bottom is nowhere in sight. So says this expert:

Read WSJ story related to this video.

At 11:04AM today we received an e-mail stating that about $3.5 Million was now available for the non-target areas of the Home in Five Program. Money previously assigned to targeted areas were now released as non-target, meaning you didn’t have to be a first time home buyer to use these funds anywhere in Maricopa county. [...]

Negative amortization was always controversial. Option ARMS (Pick-a-pay) always have had a negative amortization feature. In fact this loan has always been World Savings bread and butter. For the financially savvy person this loan makes complete sense. It has features which allows you to lower your taxable income, decrease your cost of funds over the [...]

Many thanks to all the Windemere agents who attended the Blogging 101 class yesterday (on Thunderbird and 101). I sure enjoyed teaching the class. I owe this opportunity to Chris Mattix, my newest Facebook friend! So, thank you Chris for having me.
As promised here is a link to the Powerpoint presentation [...]